A Nigerian man, Opeyemi Olujobi, a/k/a “Tyler Olujobi,” and his wife, Jennie Davidson, are facing up to 50 years in prison following their arrest over credit card fraud and identity theft scheme in New York, United States.
The United States Attorney for the Southern District of New York, Jay Clayton, and Inspector in Charge of the New York Division of the U.S. Postal Inspection Service (“USPIS”), Ketty Larco-Ward, made the announcement in a press release issued by the U.S Department of Justice on Tuesday, April 21, 2026.
“As alleged, Tyler Olujobi and Jennie Davidson, enriched themselves by impersonating hard-working New Yorkers and exploiting the good credit their victims had spent years building,” said U.S. Attorney Jay Clayton.
“After using the U.S. Postal Service to further their scheme, the Defendants embarked on a half-million-dollar spending spree at retail stores across the Tri-State Area.
“This Office and our law enforcement partners are committed to protecting New Yorkers from thieves who profit from other people’s hard-earned credit, and we will continue to bring perpetrators of these shameless fraud schemes to justice.”
Olujobi, 28, and Davidson, 29, are charged with using stolen credit cards in the names of hundreds of victims, which they had mailed to them as part of a conspiracy to fraudulently take over those victims’ accounts and make over half a million dollars in unauthorized purchases.
The couple were arrested in Poughkeepsie, New York, on Tuesday morning, April 21 and later appeared in White Plains federal court before U.S. Magistrate Judge Andrew E. Krause.
“The U.S. Postal Inspection Service is firmly committed to investigating those who use the U.S. Mail to steal personally identifying information and take advantage of the American public,” said USPIS Inspector in Charge Ketty Larco-Ward.
“The deliberate use of someone else’s identity for financial gain will not be tolerated, and postal inspectors will continue to work tirelessly to put a stop to complex bank and mail fraud schemes such as this.”
As alleged in the Complaint: From at least May 2023 through October 2024, Olujobi Davidson, and/or their co-conspirators contacted a publicly traded consumer financial services company (“Victim Bank-1”) and used other people’s names, Social Security numbers, dates of birth, phone numbers, and addresses to falsely identify themselves as the true account holders of over 200 store credit card accounts.
After gaining access to the cardholders’ accounts, the perpetrators changed the address listed on the account to one of four addresses in Hopewell Junction, New York (one of which was Olujobi and Davidson’s residence).
They also changed victims’ phone numbers to one of many controlled by participants in the scheme.
Once they completed these steps, the perpetrators reported the victims’ card lost or stolen and requested that a new card be shipped to the address on file (i.e., one of the Hopewell Junction addresses
After they obtained their victims’ credit cards, Olujobi, Davidson, and/or their co-conspirators used those cards at various retail locations to make around $575,000 in unauthorized purchases of gift cards and other merchandise.
Video surveillance associated with many of these transactions shows Olujobi and Davidson, using the stolen cards.
If a transaction was declined or a credit limit was approached, Olujobi Davidson, and/or their co-conspirators promptly contacted Victim Bank-1 and requested to have the charges approved or the credit limit raised.
At times, Davidson disposed of the proceeds of certain fraudulent transactions by loading tens of thousands of dollars of her fraud proceeds into an online betting account to obscure the illicit source and then transfer those funds into her personal bank account.
Olujobi and Jennie Davidson, both of Poughkeepsie, New York, are each charged with conspiracy to commit mail fraud, wire fraud, and bank fraud, which carries a maximum sentence of 30 years in prison; conspiracy to commit access device fraud, which carries a maximum sentence of seven and a half years in prison; access device fraud, which carries a maximum sentence of 15 years in prison; and aggravated identity theft, which carries a mandatory minimum sentence of two years in prison.
Davidson is also charged with money laundering, which carries a maximum sentence of 20 years in prison.
The minimum and maximum potential sentences in this case are prescribed by Congress and provided here for informational purposes only, as any sentencing of the defendants will be determined by the judge.
Mr. Clayton praised the outstanding efforts of the USPIS.
The prosecution is being handled by the Office’s White Plains Division. Assistant U.S. Attorneys Reyhan Watson and Isabelle Lelogeais are in charge of the prosecution.
